What will you owe when you sell the rental?

When you sell an investment property in Ontario, half the gain is added to your income and taxed at your rate. Enter the numbers to see the tax, and what you keep. Your principal residence is a separate story, and generally tax-free.

What you paid

Original purchase price

Buying & closing costs

LTT, legal, added to cost base

Capital improvements

Renos that added value

What you're selling for

Sale price

Selling costs

Commission, legal, staging

Your tax situation

Your other taxable income this year

Sets the marginal rate the gain stacks onto

Estimated tax on the gain

After-tax gain you keep$0

If this is your principal residence, the gain is generally exempt and this tax would not apply.

Thinking of selling? → Run your real numbers with me. Message me.

For illustration only. Uses the 50% capital gains inclusion rate in effect for 2026 (the proposed increase to 66.67% was cancelled) and 2026 combined Ontario marginal tax brackets including surtax, assuming the only credit is the basic personal amount. It assumes a property held personally by an Ontario resident that is not a principal residence. It does not account for the Ontario Health Premium, Alternative Minimum Tax, depreciation recapture (CCA), corporate ownership, or partial-use claims, any of which can change the result. This is not tax or financial advice. Confirm your numbers with a CPA before acting. Zak Abdelnour, Broker, Saigal Realty Inc., Brokerage.